– Tammy Philpot –

Life is Short! Buy the beach!

Coldwell Banker Realty- Blue Wave Group
45 Eglin Parkway NE, Suite 101, Fort Walton Beach, FL 32548

Tel: 850-863-4563
Cell: 850-353-1843

Markets Served: Fort Walton Beach, FL;Santa Rosa Beach, Florida;Pensacola, Florida;Destin, Florida;Panama City Beach, Florida;

What do Clients Say?

Steve and Tammy were great when we found the home of our dreams down in Walton County. Because of the pandemic and moving around with the military, my husband and I weren't able to be on site for the buying process, but Blue Wave Group went above and beyond scheduling video calls, suggesting inspectors, and liaising with the seller to make sure we had everything we needed to close on the home of our dreams. We would definitely recommend Steve and Tammy to anyone looking for a home on the Emerald Coast.


Steve and Tammy are the best! They got our house listed in no time, got us the best pictures we could have imagined, and got us an over-asking price offer the same day we listed. Amazing!!! Super responsive (even when on vacation haha), and guided us the entire way. We knew we were in good hands the whole time. If you want to sell (or buy), give them a call!


I am going to be brutality honest...i dislike realtors, I dislike the process, especially the process of what we as Americans have to go through to buy homes in the country we serve and protect. Having dealt with a horrible experience of realtors several years ago I was not excited to do this again. However, Tammy and Steve we're amazing. I still don't like realtors and the process but I will say as people and my trust in Tammy and Steve was so assuring and I would recommend no other realtor outside of these two. I never felt like I was just another sale for them. I know they're busy and have lived but it always seemed like I was always their number 1 customer. Truly, a blessing to my family and I. Thank you Blue Wave Group and thank Tammy and Steve!


Tammy and Steve were phenomenal helping my wife and I buy a house. We couldn't come to this area to look at houses due to COVID resteictions and Tammy and Steve went above and beyond to help. They gave us video tours of all the houses we were interested in, gave us their honest impressions of each house, and were extremely helpful walking my wife and I through the homebuying process (first time buying). Their level of honesty about the condition of the houses they looked at for us made us feel very reassured throughout the homebuying process. Tammy and Steve told us that they wouldn't want to sell us a house that they'd be uncomfortable having their own kids move into. That statement in a nutshell sums up working with Tammy and Steve. They have our highest recommendation.


Tammy and Steve were incredible to work with. As seller agents they helped us see the value in our home and list it much higher than we thought possible--and then worked with us throughout the listing process to get an above-asking offer and a quick sale! Tammy was often anticipating issues and solving them before I even had the chance to worry about them. My only complaint is that the entire process seemed too good to be true! As buying agents, they helped my wife and I figure out exactly what home we wanted to buy, which wasn't what we were originally thinking. The home they found for us is so much better than we ever thought possible. We couldn't be happier with the end result!


About Tammy

We are all about over coming obstacles, problem solving and making the process seamless. Our team has many years of real estate experience along the Emerald Coast. We are a military family that has set our sights on helping other military families as well. We have alot of experience in the first time home buying process and the real estate investment (second home market) area. The high end market has become another great passion for our team. There is nothing like the Emerald Coast!